Auto Insurance Quotes
Bee Cave Insurance Agency
Shopping for auto insurance? At Bee Cave Insurance Agency, we're an independent insurance agency partnered with some of the top-rated insurance companies. Our goal is to help you find the right coverage at the best value for your family & vehicles. We'll start with a personalized evaluation of your insurance needs, then present better options to protect what matters most. We bundle your auto and home policies for maximum discounts and identify the best fit for your budget and coverage goals. For added peace of mind, we also recommend a personal umbrella policy - providing an extra layer of liability protection for you and your family. Call Now to speak with a local licensed insurance professional.
Auto Insurance Discounts, Perks & Options
Auto insurance discounts include good driver, violation free, multi-policy, multi-car, low mileage, pay in full, new vehicle, occupation, college degree, homeowner, telematics, antilock brakes, good student, drivers training, new teen driver, passive restraint, anti-theft, paperless, and good payer. We'll make sure you receive the discounts you qualify for.
Let's take care of your baby (vehicle) also. Features like new vehicle replacement coverage, OEM replacement parts, diminishing deductible, and accident forgiveness will lessen your costs & frustration if you have an accident.
Auto Insurance Coverages
-
Liability - takes care of the other person(s) when you're responsible for an accident and includes coverage for both bodily injury & property damage. Consider a personal umbrella policy for additional liability protection.
-
Uninsured / Underinsured - takes care of persons in your vehicle when the other party is responsible and has either no insurance or not enough. Includes coverage for both bodily injury & property damage for your vehicle.
-
Personal injury - provides money for medical expenses, and lost wages & services for persons in your vehicle.
-
Collision coverage - pays to repair physical damage to your vehicle resulting from an accident.
-
Comprehensive coverage - pays to repair damage to your vehicle resulting from other-than-collision losses.
-
Loss of use - pays for a rental vehicle while your vehicle is being repaired from a covered loss.
-
Roadside assistance - pays for roadside disablement in most instances.
Frequently Asked Questions
Why isn’t cheap auto insurance the best choice?
Like most things, you get what you pay for—and insurance is no different. The lowest-priced policies often come from online “do-it-yourself” companies that advertise cheap rates but provide minimal protection. When the unexpected happens, those savings can disappear fast. Does it make sense that the cheapest policy would offer the best protection for your family?
Which auto insurance is best?
The best auto insurance provides strong coverage limits to protect your financial future in the event of an accident or lawsuit. It should cover repairs or replacement of your vehicle, medical expenses, and more. Our team helps you compare options, understand coverage differences, and select the protection that best fits your needs.
What auto insurance coverage should I have?
Everyone’s situation is unique. From required liability limits to comprehensive protection, it’s best to review your needs with a licensed insurance professional. Relying on the same coverage you’ve had for years doesn’t guarantee it will meet your family’s needs today or in the future. We review policies annually to ensure you stay properly protected as life changes.
How much does auto insurance cost?
Rates vary based on factors such as your driving record, age, vehicle type, insurance score, coverage limits, deductibles, and available discounts. We’ll help you find the right balance between cost and quality coverage—so you can protect your family and property without overpaying.
Are you located near me? Yes! We're located West of Austin, Texas in the Bee Cave & Lakeway areas. Local zip codes include: 78738, 78734, 78733, 78735, 78746, 78620, 78657, 78669.
Why does auto insurance go up?
Premiums can increase due to accidents, newer or higher-value vehicles, or industry-wide rate changes caused by rising repair and medical costs. Since insurance rates are driven by claim frequency and cost, we’ll help you manage those changes and maintain strong coverage at a competitive rate.
Where can I compare auto insurance rates?
Online comparison tools may seem convenient, but without expert guidance, you could end up underinsured or overpaying. As licensed independent agents, we compare rates and coverage from multiple top-rated carriers for you—making it easy to find the right protection without the guesswork.